Covid-19 at TUMC
Our Reopening Plan indicates that we should not have in-person worship services when the risk level is high, or when the positive test rate is above 4.0%. We have thus decided that we will not have worship services within the church until the risk level goes back down to medium, and the number of cases has been dropping for at least two weeks. In addition, we will not permit more than 6 people inside the church in a day so that there is considerably less ability for anyone to infect someone else.
This Sunday we are planning to have worship services outside. While it is much harder to get the virus from other people when we are outside, we will still need to practice social distancing and wear our masks outside when we are within 3 feet of someone outside our household. We will plan to also have worship services outside for at least the next two Sundays (may God bless us with weather that cooperates with this plan).
As we recognize that the COVID virus is extremely dangerous and it has really challenged our society and our ability to worship together, we remember God’s promises that “all things work together for good for those who love God, who are called according to his purpose” (Romans 8:28), and “we are more than conquerors through him who loved us” (Romans 8:37). Yes, we will have to be adaptable, and we will try to establish a way to videotape our services once more without the camera and other equipment that Pastor Ken provided, or we will have to have weather that allows us to worship and praise God outside where creation will remind us of God’s power and magnificent love for his Creation! Amen!
Covid-19 and You
With stock market volatility and worrying headlines about how long the pandemic will last, it’s hard not to feel uneasy and question what the future holds. Consider these tips and resources to help you work through financial decisions and challenges that you may face in the weeks ahead.
Create a budget
Make a list of your regular monthly expenses, like rent, loan payments, utilities, food, etc. Compare that with your household’s take-home pay. If you are bringing home more money than your expenses, consider putting a bit of the extra to the side as a financial cushion. If your budget is more than you bring home each month, look for places you can cut to make ends meet. For help, visit www.consumer.gov.
Control your spending
Being isolated and bored at home can give you a lot of time to shop online. With so much uncertainty, it’s important to resist the urge to buy impulse items. Prioritize your most important financial obligations such as food, shelter and transportation first, and items like household décor and extra clothing last. If necessary, consider pausing automatic bill payments so you can control the payment timing until you are on better financial footing.
Contact your lenders (mortgage, car, rent, utilities, student loans, etc.)
If you are unable to work due to COVID-19 – you’ve fallen ill, your place of employment has temporarily closed, you have to stay home and take care of children or loved ones who are ill, etc. – you may not be able to pay your bills. Many lenders have set up exceptions, special accommodations and relief funds to support the public during this health crisis. Take advantage of them.
Reach out to your credit card company
Even if your credit card issuer has not formally released a statement of support, if you are at risk of missing a payment, it is worthwhile to contact the company to discuss your options. The Federal Deposit Insurance Corporation (FDIC) advises on its website (www.fdic.gov) that during a disaster, “Your creditors will likely work with you on a solution, but it’s important to contact them as soon as possible and explain your situation.” Late payments can hurt your credit score, and pile on extra charges and fees, so getting ahead of the issue will save you down the road.
Be aware of financial scams
If you receive a phone call, text message or email asking for your financial information in exchange for COVID-19 testing or medication, do not provide it. Unfortunately, fraudulent companies are taking advantage of people worried about COVID-19 and trying to steal their money and/or sensitive information by offering unproven cures. In particular, note that the World Health Organization (www.who.int) is warning about people posing as their representatives to get sensitive information and solicit donations through emails, phone calls, text messages and even fax messages.
Discuss finances with your partner or someone you trust
Concerns over money is at or near the top of the list of things that stress most of us out. It’s important to communicate with your partner and family about finances on a regular basis to understand your situation and agree on financial priorities. If necessary, consult with a financial professional.
Access community resources
• State and local human service agencies can connect you with public assistance programs such as food stamps or emergency financial funds, Medicaid, housing and the like. Learn more at hhs.gov/programs/social-services/index.html.
• The United Way has information on food banks, clothing closets, shelters, rent and utility assistance, support for older Americans and persons with disabilities, etc. Visit www.unitedway.org.
• Aunt Bertha is a social care network where you can search for services like medical care, food, job training, transportation and more, right in your area. Visit www.auntbertha.com.
• The U.S. Government offers benefit information for individuals younger than age 55. Visit www.benefits.gov.
10 pandemic coping tips for adults
While the pandemic may be causing you and your loved ones feelings of anxiety and apprehension, now is a good time to look for reasons to be happy. Practice these tips to nurture yourself, improve your mood and help others.
1. Be kind. Call your friends and neighbors. Maintain social distancing, but smile to all the grocery workers who are keeping the shelves stocked. Ask an elderly neighbor if they need anything. An act of kindness boosts serotonin, a natural antidepressant in your brain, in both you and others.
2. Be thankful. Don’t rush through your daily interactions on autopilot. Slow down and notice when someone is kind to you, even in the smallest way, and show them your appreciation. When you practice thankfulness, you become more positive; that helps others feel good too.
3. Deepen your connections: Share your feelings about this experience with those closest to you. Encourage each other to make the best of this moment in time and come up with a game plan to support each other moving forward.
4. Move your body. Exercise is vital to maintaining physical and mental health. Get your heart pumping by taking a walk in your neighborhood, going on a hike in nature or using an app for a guided training or yoga session. If you do go outside for a walk, maintain social distancing.
5. Write down your thoughts. Keeping a journal is a powerful way to get perspective. Clarifying your thoughts and feelings on paper helps you get to know yourself better and release the stresses of daily life.
6. Meditate. All you need to do is sit quietly for a few minutes, breathe deeply and let your mind relax. Meditation alleviates anxiety and helps you get in touch with your inner self, helping you face the world in a centered and focused way. Find free guided meditation sessions online.
7. Determine what is really bothering you. Vague worries are harder to manage because they are all jumbled together. Try to get clear on what you are specifically concerned about. Finding the root of the worry helps you figure out what to do about it.
8. Play games. Engaging in a game with others online, or even by yourself on your phone, helps you take your mind off other things. Give yourself permission to have some fun.
9. Dine well. Have fun with food. Make your favorite recipes. Set the table with your finest dishes. Cook a meal with others. If you live alone, share pictures with friends for fun.
10. Remind yourself that this will pass. Try and come to terms with what you can’t control and focus on what you can do to move through this time in a positive way. Draw on skills you have used during other difficult times and remember how those times eventually passed by.